Our Commission Buys Down Your Interest Rate

CA DRE #02349876

20% Commission Credit

20% of our commission credited back to you at closing to help cover recurring and non-recurring closing costs.

PCS & Deployment-Friendly

Remote closings, flexible timelines, and power-of-attorney support built around military orders.

VA Loan Fluent

Appraisal quirks, funding fees, and eligibility rules — we work VA financing every week, not once a year.

Nationwide Agent Network

Wherever your orders send you, we match you with a vetted, military-friendly agent in that market who honors the same 20% credit.

Track record

Results, not promises

A season of putting the credit to work for military families across the country.

$412K+ Total commission credited back to clients
180+ Military families served
50 states Vetted partner agent coverage
4.9/5 Average client rating

Free resource

Training Library

A free, no-pitch walkthrough of how VA financing actually works — eligibility, the funding fee, the appraisal, and the handful of things that surprise first-time VA buyers most.

Module 01

Eligibility & the COE

Who qualifies, how to pull your Certificate of Eligibility, and what to do if your record needs a correction first.

Module 02

Zero-Down Financing & the Funding Fee

How the VA guaranty works, what the funding fee actually costs, and who's exempt from paying it.

Module 03

The VA Appraisal

Why it's stricter than a conventional appraisal, what MPRs are, and how to avoid a deal-killing surprise.

Module 04

Offer to Closing, VA-Style

Timelines, seller concessions, and exactly where your 20% credit shows up on the closing disclosure.

Watch the modules

Same four topics, on video — watch anytime.

Tools

Mortgage calculator

Adjust the numbers and see your estimated monthly payment — principal, interest, taxes, insurance, and HOA — update live.

Home price $750,000
$150K$3.0M
Down payment $150,000 (20%)
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Estimates only — your actual rate, taxes, and insurance depend on your lender, county, and policy. Whatever you finance here, 20% of our commission is still credited back to you at closing.

Estimated monthly payment

$3,950

Principal, interest, taxes, insurance, and HOA — all in one number.

  • Principal & interest$0
  • Property taxes$0
  • Home insurance$0
  • HOA fees$0

Sample inventory

What a search near you looks like

Illustrative listings from across our coverage — San Diego handled directly, other markets through a vetted partner agent. Swap these for real, live inventory any time.

Coronado, CA

Cays Waterfront Bungalow

$1,485,000 3 bd · 2 ba

Virginia Beach, VA

Chesapeake Bay Bluff Retreat

$652,000 3 bd · 2 ba

San Antonio, TX

Hill Country Craftsman

$385,000 3 bd · 2 ba

How it works

Four steps, start to credit

01

Verify service

Share your DD-214, military ID, or LES — takes under five minutes and stays confidential.

02

Get matched & pre-approved

We connect you with VA-savvy lenders and build a plan around your PCS or deployment timeline.

03

Matched with your market expert

In San Diego, that's our team directly. Anywhere else, we hand-select a vetted, military-friendly partner agent in your new city — same credit, same standards.

04

Collect your credit at closing

Your service credit is applied directly on the settlement statement — you'll see it in writing.

William Bradford Cook (ret.)

Who we are

Team Homefront

Founded by William Bradford Cook (ret.) · eXp Realty

Led by William Bradford Cook (ret.), Team Homefront was built by someone who's lived both sides of a PCS move — service first, then a second career translating that discipline into real estate for the military community he still calls his own. The team handles San Diego transactions directly, and refers military families relocating elsewhere to a nationwide network of hand-vetted partner agents held to the same standards — most of it on a deadline set by orders, not open houses.

180+Military families served
18 daysAverage escrow, PCS clients
Ret.U.S. military veteran, San Diego based

From the log

What military families say

“We PCS'd in with six weeks' notice. William had us in escrow in eighteen days — and the credit covered our whole moving truck.”
R. Alvarez — USN (Ret.)
“First-time buyer, VA loan, zero clue what I was doing. They walked me through every line of the closing disclosure.”
J. Meadows — Active Duty, USMC
“Selling from overseas sounds impossible. It wasn't. Power of attorney, video walkthroughs, done.”
T. Nguyen — USAF Family

Ready when you are

Ready to put your service to work for you?

Fifteen minutes on the phone tells you exactly what your credit looks like — no pressure, no obligation.

Start a Free Consultation

Book a time

Schedule your free consultation

Pick a 30-minute slot that works for you — it goes straight onto our calendar.

Open the live scheduler Real availability, instant confirmation — opens in a new tab. Pick a Time
or send a quick message

Get in touch

Headquartered in San Diego · Serving veterans nationwide

Phone
(603) 801-0307
Email
Billycook47@gmail.com
Hours
Mon–Sat, 8am–7pm Pacific